Updated April 5, 2026

Earned Value Calculator

Earned Value (EV) equals percent complete times Budget at Completion. The formula is EV = % Complete x BAC. When you also enter Actual Cost and Planned Value, the calculator outputs CPI, SPI, CV, SV, EAC, ETC, VAC, and TCPI.

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Optional: add Actual Cost and Planned Value for full EVM analysis

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Key Takeaways

  • Earned Value (EV) measures the budgeted cost of work actually completed. The formula is EV = % Complete x BAC.
  • CPI (Cost Performance Index) = EV / AC. A CPI below 1.0 means you are spending more per unit of work than planned.
  • SPI (Schedule Performance Index) = EV / PV. An SPI below 1.0 means you are behind schedule.
  • PMI research shows that CPI rarely improves by more than 10% after a project is 20% complete. Early CPI is a reliable predictor of final cost.
  • EAC (Estimate at Completion) = BAC / CPI. This forecasts the total project cost based on current cost efficiency.

What Is Earned Value?

Earned Value (EV) is the budgeted cost of work actually completed on a project. It translates physical progress into a dollar amount, which lets you compare work done against both the plan and actual spending using a common unit: money.

The formula is: Earned Value (EV) = % Complete x Budget at Completion (BAC)

EV is the foundation of earned value management (EVM), a project performance methodology defined in the PMI PMBOK Guide. EVM integrates three data points: what you planned to spend (PV), what the completed work is worth (EV), and what you actually spent (AC). From these three numbers, you can derive every major cost and schedule performance metric.

A data center migration project has a BAC of $2,000,000. The team has completed 35% of the planned scope. EV = 0.35 x $2,000,000 = $700,000. This means the work done so far was budgeted at $700,000, regardless of what it actually cost.

EVM Key Metrics

Earned value management produces a set of standardized metrics that answer specific questions about project health. Here are the core metrics and what they tell you.

The Three Foundation Values:

  • Planned Value (PV) - The budgeted cost of work scheduled to be done by a given date. Also called Budgeted Cost of Work Scheduled (BCWS).
  • Earned Value (EV) - The budgeted cost of work actually completed. Also called Budgeted Cost of Work Performed (BCWP).
  • Actual Cost (AC) - The actual money spent on work completed. Also called Actual Cost of Work Performed (ACWP).

Performance Indices:

  • CPI (Cost Performance Index) = EV / AC. Values above 1.0 mean under budget per unit of work. Below 1.0 means over budget.
  • SPI (Schedule Performance Index) = EV / PV. Values above 1.0 mean ahead of schedule. Below 1.0 means behind schedule.

Variance Metrics:

  • CV (Cost Variance) = EV - AC. Positive is favorable. Negative means you are spending more than the work is worth.
  • SV (Schedule Variance) = EV - PV. Positive means ahead of schedule. Negative means behind.

Forecasting Metrics:

  • EAC (Estimate at Completion) = BAC / CPI. Forecasts total project cost at current spending efficiency.
  • ETC (Estimate to Complete) = EAC - AC. How much more money is needed to finish.
  • VAC (Variance at Completion) = BAC - EAC. Forecasted overrun or underrun at project end.
  • TCPI (To-Complete Performance Index) = (BAC - EV) / (BAC - AC). Efficiency required on remaining work to hit the original budget.

How to Calculate Earned Value

Earned value calculation starts with BAC and percent complete. When you add AC and PV, you can derive the full EVM dashboard.

Worked example: An enterprise software implementation has a BAC of $1,200,000. At the status date, the project is 40% complete. Actual Cost to date is $520,000. Planned Value (the budget for work scheduled through today) is $480,000.

  • EV = 40% x $1,200,000 = $480,000
  • CV = $480,000 - $520,000 = -$40,000 (unfavorable, over budget)
  • SV = $480,000 - $480,000 = $0 (on schedule)
  • CPI = $480,000 / $520,000 = 0.923 (spending $1.08 for every $1 of work)
  • SPI = $480,000 / $480,000 = 1.000 (on schedule)
  • EAC = $1,200,000 / 0.923 = $1,300,108
  • ETC = $1,300,108 - $520,000 = $780,108
  • VAC = $1,200,000 - $1,300,108 = -$100,108 (forecasted overrun)
  • TCPI = ($1,200,000 - $480,000) / ($1,200,000 - $520,000) = 1.059

This project is on schedule (SPI = 1.0) but over budget (CPI = 0.923). At the current rate, it will finish about $100,000 over budget. The TCPI of 1.059 means the team needs to improve cost efficiency by about 6% on all remaining work to hit the original budget.

EVM Formulas Reference

The table below lists all standard EVM formulas from the PMBOK Guide with their interpretations.

Metric Formula Interpretation
EV (Earned Value)% Complete x BACBudgeted value of work completed. The core EVM measure.
PV (Planned Value)From baseline scheduleBudgeted value of work scheduled to date. Your spending plan.
AC (Actual Cost)From accounting recordsActual money spent on completed work.
CV (Cost Variance)EV - ACPositive = under budget. Negative = over budget.
SV (Schedule Variance)EV - PVPositive = ahead of schedule. Negative = behind schedule.
CPI (Cost Performance Index)EV / ACAbove 1.0 = under budget. Below 1.0 = over budget. 1.0 = on budget.
SPI (Schedule Performance Index)EV / PVAbove 1.0 = ahead. Below 1.0 = behind. 1.0 = on schedule.
EAC (Estimate at Completion)BAC / CPIForecasted total cost if current efficiency continues.
ETC (Estimate to Complete)EAC - ACHow much more money is needed to finish the project.
VAC (Variance at Completion)BAC - EACPositive = projected underrun. Negative = projected overrun.
TCPI (To-Complete Performance Index)(BAC - EV) / (BAC - AC)Efficiency needed on remaining work to meet BAC. Above 1.10 is a red flag.

Source: PMI PMBOK Guide, Learning Library. EAC has multiple formula variations depending on assumptions about future performance. BAC / CPI assumes current cost efficiency will continue, which PMI research supports as the most reliable predictor after 20% completion.

Why Earned Value Matters

Earned value management provides something that basic budget tracking cannot: an objective measure of work completed relative to both plan and spend. Without EVM, a project can look healthy when it is not.

It detects hidden problems. A project that is 50% through its timeline and has spent 45% of its budget looks fine on a simple burn-down chart. But if only 30% of the work is complete, the project is in trouble. EVM reveals this: CPI = 0.67 (severe cost overrun per unit of work) and SPI = 0.60 (significantly behind schedule). Without earned value, the spending data alone is misleading.

CPI is a reliable predictor. PMI research across hundreds of Department of Defense projects showed that CPI measured at the 20% completion mark predicts final cost within 10% in the majority of cases. The finding has been confirmed across private-sector projects. Once CPI stabilizes, it rarely improves by more than 10%. This gives project sponsors an early, reliable forecast of whether the project will finish within budget.

It creates a common language. EVM gives stakeholders a standardized way to discuss project performance. Instead of vague statements like "the project is mostly on track," you can say "CPI is 0.92 and SPI is 0.87, projecting a $150,000 overrun and a three-week delay." Numbers create clarity. They also make it harder to hide problems behind optimistic narratives.

It supports better decisions. When a project shows CPI = 0.80 at 30% completion, the math is clear: continuing at this rate will produce a 25% cost overrun. The project sponsor can make an informed decision: add budget, cut scope, change approach, or cancel the project. Without EVM data, these decisions often get delayed until the overrun is too large to recover.

Common EVM Pitfalls

EVM is a powerful methodology, but it produces unreliable results when implemented poorly. These are the pitfalls that cause the most damage.

1. Subjective percent complete. This is the number one problem. If percent complete is inaccurate, every EVM metric is wrong. Teams commonly report 90% complete for weeks because the remaining work is harder than expected. Use objective measurement methods: weighted milestones (define specific milestones worth specific percentages), physical units (50 of 100 items installed = 50%), or fixed formulas (0% until complete, 100% when done). Avoid asking team members "what percent are you done?"

2. Misaligned baselines. PV must come from the approved project baseline, not a revised plan. If you rebaseline every time performance slips, SPI will always be near 1.0 and the metric becomes meaningless. Only rebaseline through formal change control when there is a legitimate scope change. Performance problems should be visible in the data, not hidden by baseline changes.

3. Ignoring schedule variance after the midpoint. SV and SPI become less useful as projects approach completion. A project that finishes all scope on the last day has SV = 0 at completion, even if it was months late. For schedule-critical projects, supplement SPI with milestone tracking and critical path analysis. Some practitioners use SPI(t), a time-based schedule performance index, to address this limitation.

4. Using EAC = BAC / CPI as the only forecast. The formula EAC = BAC / CPI assumes future work will be performed at the same cost efficiency as past work. This is a reasonable default, but it is not always accurate. If the overrun was caused by a one-time event (a vendor price increase that will not recur), a different EAC formula is more appropriate: EAC = AC + (BAC - EV). Use the formula that matches your situation.

5. Not tracking AC accurately. Earned value management requires timely, accurate cost data. If actual costs are reported with a two-month lag, CPI will be wrong for two months. If costs are misallocated between work packages, CPI will be wrong at the work-package level. Work with your finance team to establish cost reporting that matches EVM needs: by work package, with no more than a one-month lag.

6. Applying EVM to the wrong projects. EVM works best on projects with clearly defined scope and measurable deliverables. It is less effective for R&D projects where scope evolves constantly, or for pure support and maintenance work. For agile software projects, consider using agile EVM adaptations that measure earned value by story points completed rather than traditional work packages.

This calculator provides estimates for informational purposes only. It does not constitute financial or project management advice. Actual project metrics depend on your specific project conditions, baseline accuracy, and cost reporting practices. Consult your project controls team for precise EVM measurements. Formulas reference the PMI PMBOK Guide standards.


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Frequently Asked Questions

What is earned value management (EVM)?

Earned value management is a project management methodology that integrates scope, schedule, and cost data into a single framework. It answers three questions: How much work was planned? How much work was completed? How much did the completed work cost? By comparing these three data points, EVM produces metrics like CPI and SPI that tell you whether a project is on track for cost and schedule. The method is defined in the PMBOK Guide and required on many government contracts.

What is a good CPI value?

A CPI of 1.0 means you are spending exactly as planned. Above 1.0 is favorable (under budget per unit of work). Below 1.0 is unfavorable. For most projects, a CPI between 0.95 and 1.05 is considered healthy. A CPI below 0.90 is a serious warning sign. PMI data shows that once CPI drops below 0.85, projects almost never recover to 1.0 without a major scope reduction or budget increase.

What is the difference between CPI and SPI?

CPI measures cost efficiency: are you getting $1 of work for every $1 spent? SPI measures schedule efficiency: are you completing $1 of planned work on time? A project can have CPI above 1.0 (under budget) but SPI below 1.0 (behind schedule). This means the team is doing efficient work but not enough of it. Both metrics are needed for a complete picture of project health.

How do I estimate percent complete for earned value?

There are several accepted methods. The most common are: fixed formula (0/100 or 50/50, where work packages get 0% until complete or 50% when started), weighted milestones (assign percentage to predefined milestones), level of effort (time elapsed / total time for support activities), and physical measurement (units completed / total units). Choose one method per work package and apply it consistently. Avoid subjective percent-complete estimates, which tend to hover at 90% for weeks.

What does a negative cost variance mean?

A negative cost variance (CV) means the project has spent more than the budgeted value of work completed. CV = EV - AC. If you have completed $100,000 worth of work (EV) but spent $115,000 (AC), your CV is -$15,000. This does not mean you are over the total budget. It means the work completed so far cost more than it should have. If the trend continues, the project will exceed its budget at completion.

When should I use EAC vs BAC?

BAC (Budget at Completion) is the original approved budget. EAC (Estimate at Completion) is the forecasted final cost based on current performance. Use BAC during planning and as a baseline. Once the project is underway and you have real performance data, EAC becomes the more useful number. If CPI is 0.85 and BAC is $1,000,000, your EAC is $1,176,471. The project is trending toward a $176,471 overrun. Report both numbers so stakeholders can see the gap.

What is TCPI and when does it matter?

TCPI (To-Complete Performance Index) is the cost efficiency required on remaining work to meet a target budget. TCPI = (BAC - EV) / (BAC - AC) when targeting the original budget, or (BAC - EV) / (EAC - AC) when targeting a revised estimate. A TCPI above 1.10 is a red flag because it means the team needs to be at least 10% more efficient on all remaining work than the original plan assumed. In practice, TCPI above 1.15 is rarely achievable without scope cuts.